Chief Life Insurance Advisor
Chief Life Insurance Advisor
Chief Life Insurance Advisor
Karra Damodar
Member of the Chairman's Club for Agents
Chief Life Insurance Advisor
Code No. 0030168D/M00066151
I help individuals, families, and businesses select insurance policies that provide the best protection for their lives, health, and property. I work exclusively for one insurance company are referred to as captive agents. I represent several companies and place insurance policies for their clients with the company that offers the best rate and coverage. In either case, I prepare reports, maintain records, seek out new clients, and, in the event of a loss, help policyholders settle their insurance claims. Increasingly,I also offering my clients financial analysis or advice on ways the clients can minimize risk.
I sell one or more types of insurance, such as property and casualty, life, health, disability, and long-term care. Property and casualty I sell policies that protect individuals and businesses from financial loss resulting from automobile accidents, fire, theft, storms, and other events that can damage property. For businesses, property and casualty insurance can also cover injured workers’ compensation, product liability claims, or medical malpractice claims.
I specialize in selling policies that pay beneficiaries when a policyholder dies. Depending on the policyholder’s circumstances, a cash-value policy can be designed to provide retirement income, funds for the education of children, or other benefits. Life insurance agents also sell annuities that promise a retirement income. I sell health insurance policies that cover the costs of medical care and loss of income due to illness or injury. I also may sell dental insurance and short- and long-term-disability insurance policies. Etc...
